Privacy Policy

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Company Name: Mountain Home Financial 

Website: www.mountainhomefinancial.com

1. Introduction

Your privacy is important to us. This Privacy Policy explains how Mountain Home Financial (“we,” “our,” or “us”) collects, uses, discloses, and protects your personal information when you visit our website, request a quote, or use our insurance and financial services.

We comply with all applicable privacy and data protection laws, including the Gramm-Leach-Bliley Act (GLBA) and, where applicable, the California Consumer Privacy Act (CCPA).

By using our website or services, you agree to this Privacy Policy.

2. Information

We may collect the following types of information:

A. Personal Information

• Name, address, phone number, and email address
• Date of birth, marital status, and household information
• Employment and income details (if required for insurance quotes)
• Health information (only if relevant to underwriting life or mortgage protection insurance)
• Social Security Number (only if legally required for insurance applications)

B. Non Personal Information

• Browser type, device type, and IP address
• Pages visited and time spent on our website
• Cookies or similar technologies to improve website functionality

3. How We Use Information

We use the information we collect to:

• Provide insurance quotes and financial planning services
• Process applications and manage your policies
• Communicate with you about your coverage or account
• Respond to customer service requests
• Improve our website, products, and services
• Comply with legal and regulatory obligations

4. Share Information

We do not sell or rent your personal information.

We may share your information only with:

• Licensed insurance carriers or partners when required to obtain a quote or policy
• Service providers who assist us with technology, marketing, or compliance
• Regulators, auditors, or law enforcement if legally required
  All third-party partners are bound by confidentiality and data protection agreements.

5. Data Security

We implement physical, electronic, and procedural safeguards to protect your information. These include encryption, secure servers, and limited employee access to sensitive data.

While we take reasonable steps to protect your information, no data transmission over the internet can be guaranteed 100% secure.

6. Cookies & Tracking

We may use cookies, analytics tools, or similar technologies to enhance website performance and user experience.

You can manage or disable cookies through your browser settings at any time.

7. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices or content of those third-party websites.

8. Minors Information

Our services are not directed toward children under the age of 13. We do not knowingly collect personal information from minors.

9. Policy Updates 

We may update this Privacy Policy from time to time. When we do, we will post the new version on our website with the updated effective date.

10. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Mountain Home Financial

St. George, UT 84770

tim@mountainhomefinancial.com